NPV Calculator

Initial investment

Discount rate (% per year)

Cash flows for year 1, 2, 3… (comma separated)

Net present value (NPV)

48,033

Decision

Accept — earns more than the discount rate

Present value of cash flows

148,033

Profitability index

1.48

IRR (for comparison)

25.75%

Year	Cash flow	Discount factor	Present value
Year 1	30,000	0.9091	27,273
Year 2	35,000	0.8264	28,926
Year 3	40,000	0.7513	30,053
Year 4	45,000	0.683	30,736
Year 5	50,000	0.6209	31,046